Is Your Employer Watching Your Weight?

You may not be the only person watching your waistline. If you get health insurance through work, your employer may require you to have your weight monitored or take a health risk assessment to determine if you’re eligible for a discount of up to 30% for health benefits. The Patient […]

Most Older Workers Plan To Work Longer To Keep Their Health Benefits

No one wants to work longer than they need to, but health insurance costs are forcing older workers to work longer than they would like to. And on the other side of the health care coin, more workers would retire early if they were guaranteed access to health insurance. Those […]

Affordable Health Care Law Loophole Could Hurt Low-Wage Workers

Part-time workers who don’t have health care insurance are supposed to have an easier time finding insurance next year when the Affordable Care Act takes effect. Their employers may have other ideas, thanks to a few loopholes in the ACA law. Few part-time workers get health insurance from their employer […]

New Apps Help You Stay Healthy

It’s that time of the year when most people start bailing on their New Year’s Resolution. Unless you’ve got a friend keeping you accountable, it can be difficult to stay on top of the commitment you had. There’s good news, however! New mobile applications make it easier than ever to […]

How are American’s being affected by health care cost while being under employed or unemployed

The recession has taken its toll on Americans, and health care costs continue to plague underemployed and unemployed individuals. People who are employed and about to retire also see that their economic security is at greater risk than before because health care costs are rapidly increasing. What is the impact […]

The Power to Make Choices: Benefits of an HSA

Health savings accounts (HSAs) operate like personal savings accounts. Money put into an HSA can only be used for health care costs. The individual has total control over the amount of money in the account; they choose how much to save, when to deposit money, and whether or not to […]

2012 Changes to Federal Health Care

2012 Changes to Federal Health Care The U.S. federal health care system saw significant changes this year. This includes benefits added to existing federal mandates like the Affordable Care Act. On the other hand, some benefits were newly announced as federal laws this year. Although there are still a few […]

A Guide to Obamacare

Ever since its inception, Obamacare, also known as the Affordable Care Act, has drawn both applause and criticism. While many see it as a large step toward a universal health care system similar to those in place in other countries, others consider it as government interference and infringement upon personal […]

2012 Changes to State Health Care Programs

Twelve states have already started with federal health exchange law implementation. These states have expanded health insurance coverage for insured residents and encouraged uninsured residents to register. However, other states have declined the health insurance exchange. States like Arizona, Louisiana, Kansas, South Carolina and Washington are among those that rejected […]


Preferred Provider Organizations (PPOs) and Health Maintenance Organizations (HMOs) are both managed health care plans. For individuals who receive health insurance as a benefit of employment, they will have, or choose, either a PPO or an HMO. Some employers offer both types of managed care plans whereas other companies will […]